Open banking that simply works

Innovation has never been easier. Connect your applications to 3,000+ European banks to access financial data and enable seamless payments. Start building with Aiia today.

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Who's partnering with us today?

The new era of payments

Enable your customers to perform frictionless and secure payments directly from their bank accounts. Our Payment Initiation Service API gives you access to low-cost, instant payments today. We support important local payment schemes such as BankGiro / PlusGiro and Girokort alongside European wide SEPA Credit Transfers.

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Better data. Better solutions.

Power your digital solution with data from banks all across Europe. Our Account Information Service API enables you to build unique, personalised services with ease. Join hundreds of front-running European businesses enabling the future of finance with our reach of 337 million Europeans.

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Quality over quantity

We take our time in each market before going live: analysing, interpreting and creating dialogue with local authorities. This ensures we deliver a heritage-founded level of quality that's second to none.

Compliant & Secure

We make sure our customers both understand and play by the rules of each market we operate in. Our security-centric model is based on a test-and-destroy approach to what we build, so no "outsiders" ever find the cracks before we do.

Privacy by design

It's integrated into everything we do and in all the products we design. It's our promise that the steps we take and the solutions we make with never perform an action that the person sharing data didn't want or expect to have happen.

Easy access to European markets

We invite any company, large or small, from any industry anywhere in the world to join us on our fast track to Europe. No matter if you’re a financial institution, payments company, ERP/accounting provider, fintech or startup, we have solutions for you.

Take the lead. Innovate today.

With the EU payment directive PSD2 in place, banks are required to give third parties access to banking data. Now, all businesses are able to create new services that people love — and offer new ways to initiate payments. Get started today with Aiia.

Solid ground for unknown territory

Built on the strong privacy-by-design principle, Aiia provides the highest security, as well as PSD2 and GDPR compliance, that surpasses industry standards, ensuring full transparency into data processing and full control of end-user data.

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Hear it from our customers

"Open banking has opened the door to a new generation of financial services that is more user-centric than ever before. Now consumers have more freedom to choose between better products. At Santander Consumer Bank, we see open banking as a positive chapter full of new opportunities, and Prosper is one of the new solutions we can create with open banking."

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Oskar Karlsson, Product Manager at Santander Consumer Bank

"Having browsed and tested the open banking landscape for quite some time, we’ve chosen Aiia due to the proven quality of the platform. They’re delivering the most stable open banking connection which is crucial for our users. With this new feature, we’re using open banking to structure and facilitate loans between friends and family by using account aggregation and payment initiation which basically will make it easier than ever to do social lending. We believe it will be a stepping stone to open a new chapter for Horde to empower Norwegian consumers even further with new loan opportunities."

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Alf Gunnar Andersen, CEO & Founder of Horde

"If your aim is to make things more difficult for others, then you’re dead. The world we’re heading towards will be more open and transparent, and our strategy is to support that. Aiia has enabled Danske Bank to accelerate innovation in all our Nordic markets."

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Lars Malmberg, Senior Vice President, Danske Bank

"Within a few weeks, we closed a deal with the Aiia that allowed our customers to enjoy automated bookkeeping. Aiia was quickly implemented and has made it easy for us to solve a huge customer demand in the market."

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Martin Thorborg, CEO, Dinero

"With Aiia, we were able to launch our service to our customers in less than three months. It shows how fast execution and innovation can happen when you do it through clever partnerships."

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Peter Schleidt, Member of the Executive Board, Jyske Bank

"We’re offering the Aiia to all members of Copenhagen FinTech Lab. This partnership allows our members to innovate now and create entirely new fintech solutions on top of banking data from any Nordic bank. It eliminates a huge risk and investment for startups."

Thomas Krogh Jensen

"Aiia’s platform is indispensable for Nordic fintech companies. We’re happy to enter a partnership with a strong technical partner that will help us create the accounting solutions of tomorrow. Through our collaboration we’re already close to launch automatic reconciliation and in the future we’ll be able to pay bills on behalf of our users. We’re going to take full advantage of PSD2."

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Jonas Midtgaard, CEO, Billy

"We have a strong ambition to create a financial super app that lets our users manage all their finances across banks in one place, and to become the go-to interface for handling everything related to our users’ financial life. To deliver the future of banking services, we’re creating a digital banking experience that’s second to none and we’re excited to be working with Aiia, especially when offering our users payment initiation. They bring extremely high quality and have proven high deliverance in a wide range of Nordic financial services."

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Joachim Strøyer, CPO, Lunar

"Through our collaboration with Aiia, we can now offer our customers a significantly improved bank integration. Not only does it enable our customers to integrate their bank directly to e-conomic, it also improves their daily work by keeping the company’s books updated and reconciled with their banks."

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Mads Rebsdorf, Managing Director, Visma

Aiia ♥ developers

That’s why we designed Aiia with a clear focus on simplicity. Easy to build with. Easy to set up. Easy to love.

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